This master list sets out the official documents, legislation and institutional public pages cited on this site, grouped by institution. Each entry gives the institution, title, date, link, how this site uses it and how it was verified. Institutional pages are updated from time to time, so please rely on the latest version at the link; if you find a broken link or changed content, you can let us know through the contact details on this site.
Verification methods: Official original = the page or PDF read directly from the regulator, the statute database or the bank's website; Official original · re-checked = the original page reopened on the date stated to check figures and wording. Anything marked "bank's own statement" represents only that bank's published position; whether cover or a rule applies is governed by the regulator's rules. This list includes only sources actually cited in the text; dates are the publication date, the update date shown on the page, or, where marked "checked", the date of access.
Singapore regulation and enforcement: MAS, AGC and the police
| Institution | Title | Date | Link | Use on this site | Verification |
|---|---|---|---|---|---|
| MAS | Notice 626 Prevention of Money Laundering and Countering the Financing of Terrorism – Banks (notice page) | Issued 28 Mar 2024, effective 1 Apr 2024; latest revision 30 Jun 2025 (effective 1 Jul 2025) | mas.gov.sg | Version and scope of the banks' AML rules; all paragraph numbers on this site are marked "2024 version" | Official original · re-checked 24 Oct 2026 |
| MAS | Guidelines to MAS Notice 626 (revised 30 June 2025) | 2025-06-30 | Explanation of the current version | Official original | |
| MAS | Notice 626 (2024 version PDF), paragraphs 6.5, 6.6 and 6.9 | 2024-03-28 | Minimum identity information for individual customers and verification requirements | Official original | |
| MAS | Notice 626 (2024 version), paragraphs 6.27–6.29 | 2024-03-28 | Same PDF as above | Non-face-to-face account opening requires equally robust due diligence | Official original |
| MAS | Notice 626 (2024 version), paragraphs 6.3, 6.19, 6.24, 6.35, 6.36, 6.38 and 6.40 | 2024-03-28 | Same PDF as above | No account if CDD cannot be completed; ongoing monitoring, review of information (6.24) and periodic screening (6.40(d)); the footnote to paragraph 6.3 refers to section 57 of the CDSA (tipping-off) | Official original · re-checked 24 Oct 2026 |
| MAS | Notice 626 (2024 version), paragraphs 8.2–8.3 and 8.6 | 2024-03-28 | Same PDF as above | Enhanced due diligence, source of wealth and source of funds for politically exposed persons and higher-risk customers | Official original |
| MAS | Notice 626 (2024 version), paragraphs 6.1, 6.23 and 6.37 | 2024-03-28 | Same PDF as above | No anonymous or fictitious-name accounts; enquiries into unusual transactions; due diligence on each joint account holder | Official original |
| MAS | MAS announces successful applicants of licences to operate new digital banks in Singapore | 2020-12-04 | mas.gov.sg | The first successful digital bank applicants (two digital full banks and two digital wholesale banks); licences issued only after prudential requirements and pre-licensing conditions were met | Official original · re-checked 24 Oct 2026 |
| MAS | Annual Report 2023/2024 – Robust Banking and Insurance Sectors | 2024; checked 24 Oct 2026 | mas.gov.sg | Deposit insurance raised from S$75,000 to S$100,000 from 1 April 2024 | Official original · re-checked 24 Oct 2026 |
| MAS | MAS Takes Regulatory Actions against 9 Financial Institutions for AML-Related Breaches | 2025-07-04 | mas.gov.sg | Composition penalties totalling S$27.45 million; regulatory background to stricter source-of-wealth checks (no comment on individual institutions) | Official original · re-checked 24 Oct 2026 |
| MAS (reply to Parliament by the then Deputy Prime Minister and Minister in charge of MAS, Tharman Shanmugaratnam) | Reply to PQs on Basic Banking Accounts and the Interoperability of ATMs | 2017-09-11 | mas.gov.sg | Basic banking accounts offered since 2002; initial deposit of around S$20 or less (as stated in 2017) | Official original · re-checked 24 Oct 2026 |
| MAS | Guidelines on Shared Responsibility Framework | 2024-10-24 | mas.gov.sg | Framework for sharing losses from phishing scams | Official original |
| MAS; IMDA | MAS and IMDA Announce Implementation of Shared Responsibility Framework from 16 December 2024 | 2024-10-24 | mas.gov.sg | SRF in force from 16 December 2024 | Official original |
| AGC (Singapore Statutes Online) | Securities and Futures Act 2001, s 4A | Checked 24 Oct 2026 | sso.agc.gov.sg | Statutory criteria for individual Accredited Investors: net personal assets exceeding S$2 million, net financial assets exceeding S$1 million, annual income of at least S$300,000 | Official original · re-checked 24 Oct 2026 |
| MAS | Written reply to Parliamentary Question on the review of investor definitions under SFA | 2025-02-05 | mas.gov.sg | Accredited Investors must actively opt in | Official original · re-checked 24 Oct 2026 |
| Singapore Police Force | 40 persons to be charged for suspected involvement in scam-related money mule activities | 2024-09-08 | police.gov.sg | New offences for giving up control of an account or disclosing Singpass credentials, in force from 8 February 2024; penalties under CDSA s 55A(5), CMA s 3(1) and s 8A(1) | Official original · re-checked 24 Oct 2026 |
Tax and information exchange: IRAS and OECD
| Institution | Title | Date | Link | Use on this site | Verification |
|---|---|---|---|---|---|
| IRAS | Basic information for account holders of Financial Institutions（CRS） | Updated 19 Oct 2021 | iras.gov.sg | Account holders' obligations, contents of the self-certification, consequences of not providing or misstating information (a fine of up to S$10,000, imprisonment of up to two years, or both) | Official original · re-checked 24 Oct 2026 |
| IRAS | CRS Overview and Latest Developments | Updated 9 Sep 2026 | iras.gov.sg | Exchanges since September 2018; reporting by 31 May each year; amended CRS applies from 1 January 2027, with exchanges expected from 2028 | Official original · re-checked 24 Oct 2026 |
| IRAS | IRAS e-Tax Guide: Common Reporting Standard (Fifth Edition) | 2026-08-11 | Paragraphs 10.5.6–10.5.10 (requirements for self-certification, dual residents, no account without a valid self-certification); paragraphs 12.2–12.3 (reportable items, cases where a TIN need not be reported) | Official original · re-checked 24 Oct 2026 | |
| IRAS | FATCA Overview and Latest Developments | Updated 11 Aug 2026 | iras.gov.sg | 2015 FATCA regulations effective 18 March 2015; 2020 regulations effective 1 January 2021 (IRAS gives the regulations' effective dates) | Official original · re-checked 24 Oct 2026 |
| IRAS | Individual Income Tax rates（Tax residency） | Updated 27 Apr 2026 | iras.gov.sg | Determining individual tax residence (183 days, three consecutive years, employment spanning two years) | Official original · re-checked 24 Oct 2026 |
| IRAS | Interest | Updated 15 Oct 2026 | iras.gov.sg | Interest on deposits with approved banks and licensed finance companies is not taxable for individuals (Singapore tax only) | Official original · re-checked 24 Oct 2026 |
| IRAS | Income received from overseas | Updated 2 Mar 2026 | iras.gov.sg | Foreign income remitted into a Singapore account is generally not taxable (Singapore tax only) | Official original · re-checked 24 Oct 2026 |
| IRAS | Tax Clearance for Foreign & SPR Employees (IR21) | Updated 4 Mar 2026 | iras.gov.sg | Triggers for tax clearance on departure (resignation, overseas posting, leaving for more than three months) and the employer's duty to withhold | Official original · re-checked 24 Oct 2026 |
| IRAS | Tax clearance for non-Singapore Citizen employees (employee FAQ) | Updated 4 Mar 2026 | iras.gov.sg | Employers must file IR21 at least one month before employment ends | Official original · re-checked 24 Oct 2026 |
| OECD (submitted by Singapore) | Singapore – Information on Tax Identification Numbers | 2023-05 | Singapore TINs: NRIC, FIN, ASGD, ITR, UEN | Official original | |
| OECD (submitted by China) | China – Tax Identification Numbers | 2019-04 | TINs for mainland Chinese individuals (identity card number; issued by the tax authority for passport holders) | Official original (an older document; check the IRAS CRS TIN Guide before completing forms) |
Deposit insurance, identity and payment infrastructure: SDIC, Singpass, ABS and banks' own statements
| Institution | Title | Date | Link | Use on this site | Verification |
|---|---|---|---|---|---|
| SDIC | Deposit Insurance Scheme FAQ | Checked 24 Oct 2026 | sdic.org.sg | S$100,000 aggregate limit, foreign currency not covered, joint accounts, trust accounts, CPF counted separately, automatic cover, seven-working-day payout target | Official original · re-checked 24 Oct 2026 |
| SDIC | Scope of DI Coverage | Checked 23 Oct 2026 | sdic.org.sg | Categories of insured depositors and insured deposits | Official original |
| GovTech (Singpass) | Singpass Registration – A guide to registering for a Singpass account | PDF June 2026 | Singpass eligibility: aged 15 and above; citizens, PRs and FIN holders | Official original · re-checked 24 Oct 2026 | |
| ABS | PayNow | Checked 23 Oct 2026 | abs.org.sg | How PayNow is linked and when it went live; nickname feature discontinued on 6 June 2026 | Official original · re-checked 24 Oct 2026 |
| GXS Bank | Deposit insurance statement in the website footer | Checked 23 Oct 2026 | gxs.com.sg | The bank's own statement of its deposit insurance arrangements | Official original (bank's own statement; cover is governed by SDIC rules) |
| Trust Bank | Deposit insurance statement in the website footer | Checked 23 Oct 2026 | trustbank.sg | The bank's own statement of its deposit insurance arrangements (this site draws no conclusion about its licence category from it) | Official original (bank's own statement; cover is governed by SDIC rules) |
Bank public pages: eligibility, documents, fees and tiers (subject to change at any time)
| Institution | Title | Date | Link | Use on this site | Verification |
|---|---|---|---|---|---|
| DBS Bank | New to Singapore | Checked 24 Oct 2026 | dbs.com.sg | Foreigners do not need an EP; accepted passes include an IPA; documents for the non-Singpass route; approval in three to five working days | Official original · re-checked 24 Oct 2026 |
| DBS Bank | Documents Required for Account Opening | Checked 23 Oct 2026 | dbs.com.sg | Proof of address within three months; overseas addresses; an IPA can be used for one purpose only; NRIC verified at a branch | Official original · re-checked 24 Oct 2026 |
| DBS Bank | Deposit Account Minimum Balance Service Charge | Checked 24 Oct 2026 | dbs.com.sg | Minimum average balance requirements and fall-below fees by account; Treasures membership maintenance condition | Official original · re-checked 24 Oct 2026 |
| DBS Bank | DBS Multiplier Account | Checked 23 Oct 2026 | dbs.com.sg | Minimum age 18; S$3,000 / S$5; hours for instant account opening | Official original · re-checked 24 Oct 2026 |
| DBS Bank | My Account; Multi-currency accounts | Checked 23 Oct 2026 | My Account · Accounts | 12 foreign currencies plus the Singapore dollar; no minimum balance; foreign-currency deposits not insured | Official original · re-checked 24 Oct 2026 |
| DBS Bank | Account closure | Checked 24 Oct 2026 | dbs.com.sg | Online closure steps, account types that must be closed at a branch, closure cannot be reversed | Official original · re-checked 24 Oct 2026 |
| DBS Bank | Information for Non-Singapore Residents（announcement） | Checked 23 Oct 2026 | dbs.com.sg | Restrictions for customers with an Australian address (an example for a single bank and a single country) | Official original · re-checked 24 Oct 2026 |
| DBS Bank | DBS Private Banking – Why us | Checked 24 Oct 2026 | dbs.com.sg | Treasures positioned for S$350,000 in investable assets; Treasures Private Client above S$1.5 million; Private Bank above US$5 million | Official original · re-checked 24 Oct 2026 |
| OCBC | OCBC 360 Account | Checked 24 Oct 2026 | ocbc.com | Initial deposit S$1,000; S$3,000 to avoid the fee; S$2 fall-below fee (waived in the first year); eligibility | Official original · re-checked 24 Oct 2026 |
| OCBC | Personal Banking Fees and Charges (pricing guide 08/2025) | 2025-10-01 (information as at) | Retail charges: closure within six months S$30 (SGD) / US$20 (foreign currency); telegraphic transfer commission and S$20 cable charge; commission-in-lieu of exchange of at least 1% on foreign-currency notes; Basic Bank Account initial deposit S$1, S$2/month below S$500 | Official original · re-checked 24 Oct 2026 | |
| OCBC | Fees and Charges (Premier Banking fees guide PDF) | Checked 22 Oct 2026 | Used only to note that Premier and retail charges differ; all retail figures in the text are from the personal banking fees guide | Official original | |
| OCBC | International wealth（Premier Banking） | Checked 24 Oct 2026 | ocbc.com | Remote Premier opening for non-residents: over 21, S$350,000 in fresh funds, documents | Official original · re-checked 24 Oct 2026 |
| OCBC | OCBC Premier Banking | Checked 24 Oct 2026 | ocbc.com | Premier: S$350,000 in qualifying assets; Premier Private Client: S$1.5 million in fresh funds and Accredited Investor status | Official original · re-checked 24 Oct 2026 |
| UOB | UOB One Account | Checked 24 Oct 2026 | uob.com.sg | Aged 18 and above; initial deposit S$1,000; S$5 fall-below fee; early closure S$30; foreigners and US persons must apply at a branch; photocopies not accepted | Official original · re-checked 24 Oct 2026 |
| UOB | Privilege Account | Checked 24 Oct 2026 | uob.com.sg | Privilege Banking: S$350,000 in qualifying assets; minimum age 21 | Official original · re-checked 24 Oct 2026 |
| HSBC Bank (Singapore) | HSBC Premier | Checked 24 Oct 2026 | hsbc.com.sg | Total Relationship Balance of S$200,000 or Premier status elsewhere; the current page does not state a monthly fee | Official original · re-checked 24 Oct 2026 |
| HSBC Bank (Singapore) | Total Relationship Balance booklet (PDF) | Effective 15 Jun 2021 | Maintenance fee listed in the 2021 booklet: S$50 a month if the Total Relationship Balance is below S$200,000, charged only if it falls to S$180,000 or less | Official original (2021 edition; current charges are as set out in the hsbc.com.sg fee schedule) | |
| Standard Chartered | Priority Banking | Checked 24 Oct 2026 | sc.com | Qualifying assets under management of S$200,000 | Official original · re-checked 24 Oct 2026 |
| Bank of Singapore | Individuals | Checked 24 Oct 2026 | bankofsingapore.com | Private banking clients: investable assets of at least US$5 million | Official original · re-checked 24 Oct 2026 |
Mainland Chinese rules and dispute resolution
| Institution | Title | Date | Link | Use on this site | Verification |
|---|---|---|---|---|---|
| State Administration of Foreign Exchange, Xiamen Branch | 个人外汇业务服务小贴士 (Tips on Personal Foreign Exchange Services) | 2021-10 | Restrictions on the use of foreign currency purchased by individuals in mainland China; no lending or borrowing of facilitation quotas (applies to: mainland China) | Official original · re-checked 24 Oct 2026 | |
| State Taxation Administration and five other authorities | 关于发布《非居民金融账户涉税信息尽职调查管理办法》的公告（2017 年第 14 号）(Announcement on the Administrative Measures on Due Diligence for Non-resident Financial Account Tax Information, No. 14 of 2017) | Issued 9 May 2017, effective 1 July 2017 | Statute database | Rules under which mainland financial institutions implement the CRS (applies to: mainland China) | Official original · re-checked 24 Oct 2026 |
| Ministry of Finance and State Taxation Administration | 关于境外所得有关个人所得税政策的公告（2020 年第 3 号）(Announcement on Individual Income Tax Policies for Overseas Income, No. 3 of 2020) | 2020-01-17 | Statute database | Resident individuals file overseas income between 1 March and 30 June of the following year (applies to: mainland China) | Official original · re-checked 24 Oct 2026 |
| FIDReC | Our Jurisdiction (KA-01131) | Checked 24 Oct 2026 | fidrec.com.sg | No monetary cap for mediation; adjudication cap of S$150,000 per claim for cases filed on or after 1 July 2024; cases brought within six months of the final reply (the page does not mention fees) | Official original · re-checked 24 Oct 2026 |
Matters with no citable original yet
No publicly citable original has yet been obtained for the following matters; the relevant pages describe only the mechanism, or state that the latest bank or institutional documents prevail:
| Matter | What remains to be confirmed | How the text handles it |
|---|---|---|
| Paragraph numbers in the 2025 revision of Notice 626 | Whether the 30 June 2025 revision changed the numbering of paragraphs 6.x / 8.x | All paragraph numbers in the text are marked "2024 version" |
| Dormant accounts | Singapore local banks' definitions of "dormant", dormancy fees and treatment of unclaimed monies | The text gives no number of months or fees |
| Digital bank eligibility | Eligibility of PRs, pass holders and non-residents at GXS, Trust and MariBank | Covered by the English sister site bankaccount.com.sg |
| Two DBS Treasures figures | How S$350,000 (service positioning) relates to S$200,000 (membership maintenance) | The text states them separately and draws no inference |
| Whether banks must give reasons for declining | Consumer-facing guidance from MAS or ABS | The text states that no rule requiring reasons was found |
| Notice period when a bank closes an account | The original text of the ABS Code of Consumer Banking Practice | The text gives no number of days |
| FIDReC's jurisdiction and fees | Whether refusals to open accounts are within its jurisdiction; current case fees | The text says FIDReC's reply and its website at the time prevail |
| HSBC Premier's current maintenance fee | The current hsbc.com.sg fee schedule | The text notes that the figure is quoted from the 2021 booklet |
This list is updated as pages are updated. Figures on bank pages are as at the date checked; when citing them, please state the date and check against the original link.
Sources and dates
- Notice 626 Prevention of Money Laundering and Countering the Financing of Terrorism – Banks — Monetary Authority of Singapore (MAS) · 2024-03-28
- IRAS e-Tax Guide: Common Reporting Standard (Fifth Edition) — Inland Revenue Authority of Singapore (IRAS) · 2026-08-11
- Basic information for account holders of Financial Institutions（CRS） — Inland Revenue Authority of Singapore (IRAS) · 2021-10-19
- Deposit Insurance Scheme FAQ — Singapore Deposit Insurance Corporation (SDIC) · 2026-10-24
- Annual Report 2023/2024 – Robust Banking and Insurance Sectors — Monetary Authority of Singapore (MAS) · 2024
- Singpass Registration – A guide to registering for a Singpass account — GovTech (Singpass) · 2026-06
- Singapore – Information on Tax Identification Numbers — OECD · 2023-05